The Pitfalls of Buy Now, Pay Later: Convenience Conceals Concerns and Consumer FrustrationThe "buy now, pay later" (BNPL) payment method has rapidly gained popularity in recent years, offering undeniable convenience to many consumers. However, this convenience masks significant consumer traps, particularly impacting the elderly and those unfamiliar with online shopping, sparking widespread social concern and alarm...

Elderly Misuse of "Buy Now, Pay Later" Sparks Concerns in Online Shopping: Convenience Conceals RisksRecently, an elderly person's accidental misuse of a "buy now, pay later" (BNPL) function on an online shopping platform, resulting in the unintentional purchase of a large quantity of goods, has raised public concern about the conflict between the convenience and safety of this feature. While seemingly convenient, BNPL actually harbors significant risks, particularly for the elderly and other groups with limited digital literacy, posing a potential consumer trap...