Be vigilant when this line appears during mobile transfer!

Attention everyone!When using WeChat transferIf this interface appears on your phoneBe vigilantIndicates that there is a significant risk to your current paymentThe "15 minute cooldown period" set by the payment platformVery critical!Credit seller pays firstThe goods did not arrive and people disappearedXiaofang, a college student from a certain place, is a "shopping maniac" who likes to watch live shopping broadcasts when she is idle. Recently, Xiaofang fell in love with a special offer product from a certain anchor named Amway, but the product has been sold out on various shopping platforms

Attention everyone!

When using WeChat transfer

If this interface appears on your phone

Be vigilant

Indicates that there is a significant risk to your current payment

The "15 minute cooldown period" set by the payment platform

Very critical!

Credit seller pays first

The goods did not arrive and people disappeared

Xiaofang, a college student from a certain place, is a "shopping maniac" who likes to watch live shopping broadcasts when she is idle. Recently, Xiaofang fell in love with a special offer product from a certain anchor named Amway, but the product has been sold out on various shopping platforms. Therefore, Xiaofang joined the anchor's fan group and wanted to inquire if there is still stock available.

After joining the group, the "administrator" in the group proactively contacted Xiaofang, stating that they had "stock" on hand and could sell it to Xiaofang at a "fan discount".

Xiaofang thought to herself that in this way, not only would the price be cheaper and more cost-effective than the "live streaming price", but she could also get the desired product as soon as possible, which was a great bargain. She quickly transferred the payment to the other party.

During the process of transfer payment, the payment platform system popped up a relevant prompt saying "There is a risk of being deceived in this transaction", but Xiaofang did not pay attention

Unexpectedly, a few weeks later, Xiaofang, who was filled with anticipation, did not expect the arrival of the goods, but only received a red exclamation mark representing being pulled black by the other party.

At this moment, Xiaofang realized that the so-called "low price discounts" and "instant delivery of spot goods" were all bait for scammers to deceive themselves into paying. It is obvious that I have encountered a scammer of "payment not shipped"!

If someone can pour cold water on themselves before making a payment, calm down, and carefully verify the other party's identity, can they avoid falling into a scam due to a momentary impulse?

Abnormal recognition of 'risk reminder'

Calm down and don't fall for it

Be vigilant in false transactions and pay attention to risk reminders. Sometimes, a little more composure, caution, and calm thinking can help you avoid danger!

In order to prevent fraudulent behavior from causing property damage to consumers, payment platforms have built a security risk control system that effectively identifies malicious accounts and transactions.

During the payment process, when the system identifies abnormal features in the recipient's account, the payment platform will alert or intercept the user of transaction risks based on the degree of risk.

When the system identifies that the payee's account is suspected of fraud or violation, or has a high degree of malicious intent,The payment platform will intercept and protect transactions, remind users to pay attention to fund security, and impose a 15 minute protection limit on payment users.

That is to say

These two interfaces appear when transferring funds

Be careful!

Interception Example 1

Interception Example 2

When you receive a risk reminder or interception like the one above

It's very likely that you're in a scam!

During the 15 minute 'transfer cooldown period'

You should try to verify the identity of the payee as much as possible

Think carefully about whether there are risks

After the "transfer cooldown period" is lifted

Based on the verified situation

Choose whether to continue paying

Nowadays, mobile payment has become our main tool for paying daily expenses, transferring funds to friends, and even paying salaries. However, at the same time, we also have to be wary of potential fraud in some transfers.

We will provide a detailed introduction to some risk warnings that need to be paid attention to during the transfer process on payment platforms, in order to help everyone use mobile payments more safely.

The first scenario is when a prompt box containing the words "risk reminder" suddenly pops up during the transfer process.

If you are transferring money to a new netizen and suddenly a "risk reminder" window pops up, then you need to be cautious.

This may mean that the other party is a high-risk account, and the payment platform security system has already monitored this through big data analysis.

At this point, you need to first confirm the identity of the other party or whether they are the person you plan to make the payment to. If the other party cannot provide you with a satisfactory explanation, it is best to suspend the transfer operation to avoid possible losses.

The second scenario is that during the transfer and payment process, a prompt box will pop up displaying "The other party is suspected of fraud and violation. To ensure the safety of your funds and avoid being deceived, the current transaction cannot be carried out temporarily. Please be cautious in confirming the transaction risk".

When you see such a prompt, you should immediately stop the payment operation, as it may indicate that the account you are about to transfer is suspected of fraud!

For example, if you are purchasing a second-hand item and the other party requires you to transfer the money first, but the prompt appears when you are preparing to make the payment, then this is likely a scam. You should immediately stop paying and further confirm the identity of the other party and the authenticity of the transaction.

Lastly, it is important to carefully verify the recipient's information before preparing for the transfer.

Before filling in the amount and preparing to enter the password, be sure to confirm that the recipient is the person you plan to transfer the funds to.

In summary, when using mobile payments, we need to remain vigilant and not easily enter payment passwords. Moreover, we must always confirm the other party's identity and account information.

While fully enjoying the convenience brought by technology, we also need to learn to protect our own property safety!

Source: Ping An Beijing

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